Many metal credit cards boast a stainless steel front and carbon back that helps them to stand out from the competition. Card holders earn a 60,000 point bonus after spending $4,000 on purchases in the first 3 months from account opening, which works out to a $750 travel credit when redeemed through the Chase Ultimate Rewards® program. Caitlin is based in the great white north in friendly Toronto, Canada. Hybrid Metal Card. The Hybrid Metal Card offers all the great design features and values of the Full Metal Card plus a smart way to add contactless payment via a card back made of PVC.. We reviewed dozens of metal credit cards to identify the best of the best, based on CreditCards.com reviews, how easy they were to apply for and use, cost, and other considerations. Earn 10x points on eligible purchases on your new Card at U.S. Gas Stations and U.S. Supermarkets, on up to $15,000 in combined purchases, during your first 6 months of Card Membership. People commented that rewards redemption was hassle-free, and found customer service to be very responsive. Points redeem at a rate of 1¢ each, which works out to approximately 3% cash back in most categories. According to a company spokesperson, the front half of the card is made of stainless steel veneer and is produced with 75% recycled materials. For a limited time, earn up to $50 in statement credits toward a yearly or monthly Instacart Express membership. All in all, it's a card for those seeking the VIP experience, and its shiny, metal appearance adds to its luxury card status. Propel American Express Card – Wells Fargo. No longer just a status symbol for the elite shopper, metal credit cards are available to anyone who wants one, and are a sleek and durable alternative to their plastic counterparts. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page. By continuing to browse, you agree to the use of WLT’s cookies. Are you interested in metal credit cards? With usually simple redemption methods, cash back cards are a popular option for those who don’t want to worry about jumping through hoops. For dining and entertainment rewards, look no further than the Capital One® Savor® Cash Rewards Credit Card. Taking advantage of such perks can help make the annual fee of $595 well worth it. Points take on 25% more value for Sapphire Preferred cardholders when redeemed for travel through Chase Ultimate Rewards, and accumulate at a rate of 2X points on travel and dining at restaurants worldwide, and 1 point per dollar spent on all other purchases. Expensive: There are a few credit card multi-tools in the $20 to $40 range. 3X points on dining at restaurants including eligible delivery services, takeout and dining out & 1 point per $1 spent on all other purchases\u003C\/li\u003E\u003Cli\u003EGet 50% more value when you redeem your points for travel through Chase Ultimate Rewards. Marriott Bonvoy Brilliant American Express® Card. That's $750 toward travel when you redeem through Chase Ultimate Rewards\u00ae\u003C\/li\u003E\u003Cli\u003E$300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year. We make every effort to maintain accurate information. See the list of top Metal Credit Cards available here. That includes Marriott Bonvoy, Southwest Rapid Rewards, United's MileagePlus and others. 3X points on dining at restaurants including eligible delivery services, takeout and dining out & 1 point per $1 spent on all other purchases. If you book flights on a designated airline with American Express Travel using Membership Rewards Pay with Points, you'll get 35% of those points back. Dawn Papandrea is a writer specializing in personal finance topics including credit cards, family finances and consumer issues. Here’s what to consider when evaluating the options in search of the best metal credit card for your spending needs: What is a metal credit card and how does it work? The Wells Fargo Propel American Express® card has quickly become the best metal credit card that doesn't charge an annual fee. We’ve identified the Capital One® Venture® Rewards Credit Card as the best metal credit card out there. Some may contain stainless steel, brass, gold, an alloy mixture or a mix of metal and plastic. 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases worldwide, Earn 5x points at restaurants and for air travel purchases, 3x for hotel and cruise purchases, and 1x for all other purchases, Complimentary fourth night at any hotel of your choice after a minimum booking of four consecutive nights through ThankYou.com (Limit two nights per year), Access to VIP lounges through Priority Pass™ Select, Global Entry or TSA PreCheck Application Fee Credit every five years. Cardholders can earn 4X Membership Rewards® points when dining at restaurants worldwide, 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X), and 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. Plus, there's 0% foreign transaction fees, access to exclusive events and travel insurance and services. Those who applied for and reviewed this metal credit card appreciated that it offered a variety of travel perks, including rental car insurance, lost luggage reimbursement, travel accident insurance, roadside assistance, and an annual travel credit. The first modern metal card was 1999's titanium Centurion Card from American Express, aka the Black Card. This compensation may impact how and where offers appear on this site (including, for example, the order in which they appear). *General Disclaimer: See the online credit card application for details about terms and conditions. The Amazon credit card extends the time period for the U.S. manufacturer’s warranty by an additional year on eligible warranties of three years or less. Annual $120 dining credit at eligible dining partners which include Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Boxed, and participating Shake Shack locations. Cards in this category usually offer $150 or less. Like the Capital One Venture Rewards Credit Card, the Savor is also comprised of stainless steel veneer on the front half of the card, using 75% recycled materials. Similar to the other metal credit cards issued by Chase, The Amazon Prime Rewards Visa Signature Card is made of a proprietary mix of metal. For example, 60,000 points are worth $750 toward travel. There is a 1.5% fee. Example of how we calculate the rewards rates: When redeemed for travel through Ultimate Rewards, Chase Sapphire Preferred points are worth $0.0125 each. For example, 60,000 points are worth $750 toward travel.\u003C\/li\u003E\u003C\/ul\u003E","editorRating":"\u003Cdiv class=\"ReactComponent--root\"\u003E\n \u003Cdiv class=\"js-react-component-rendered js-react-component-StarRating\" data-component-name=\"StarRating\"\u003E\n \u003Cdiv class=\"StyledStarRating-sc-c10iah jKtZiW\"\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-fill\" color=\"yellow\" name=\"star-fill\"\u003E\u003C\/span\u003E\u003Cspan aria-hidden=\"true\" class=\"StyledIcon-sc-e7wugl djpcxy ValuePenguinIcon--root ValuePenguinIcon--star-empty\" color=\"yellow\" name=\"star-empty\"\u003E\u003C\/span\u003E\u003C\/div\u003E\n \u003C\/div\u003E\n\n \u003Cscript type=\"application\/json\" class=\"js-react-component\" data-component-name=\"StarRating\"\u003E{\"rating\":80,\"stars\":5}\u003C\/script\u003E\n\n\u003C\/div\u003E","editorRatingTooltip":"Our team rates credit cards objectively based on independent research, the features the credit card offers users, and how it compares with other available cards in its category. Earn 75,000 Membership Rewards® Points after you spend $5,000 on purchases on your new Card in your first 6 months of Card Membership. Luxury Card credit cards are available in 24 karat gold plated, matt black stainless steel and a brushed stainless steel card called titanium. Wealthy Living Today® is a free resource, with everything from in-depth product reviews to expert financial advice. Issuers know this, and that's why they will usually offer the option for you to send or drop off the card to them to be destroyed. 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases. ","featuredTitle":"Runner-up","hideTitle":false,"imageURL":"https:\/\/cdn.comparecards.com\/uploads\/images\/items\/4288.jpg","isUnavailable":false,"link":"\/credit-cards\/redirect\/92?url=_best-metal-credit-cards","name":"Chase Sapphire Preferred\u00ae Card"}, {"annualFee":"$250","apr":"See Pay Over Time APR","bannerDisclaimers":["\u003Ca href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/gold-card\/26129-10-0\/?print#terms-details\"\u003ESee Rates & Fees.\u003C\/a\u003E Terms Apply. Uber Cash and Uber VIP status is available to Basic Card Member and Additional Centurion Cards only. We looked at 20 other metal credit cards. The difference is that the Gold Card is slightly lighter and features its signature gold color. The back of a metal credit card will usually say "do not shred." If you’re already on Revolut Premium, then you can upgrade to Metal … The card awards 2 points on travel and dining and 1 point on everything else. 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